We are Educators-Mentors and Local Business Owners assisting Northern Illinois in achieving financial independence & financial literacy   

ONE PERSON at A TIME!

MASTERMIND INVESTOR CALL

Don’t be alone in the game…get in on our weekly, live, and interactive Mastermind Investor Calls! Put together the missing pieces of the real estate puzzle as Renatus Coaches offer YOU support and solutions to your real estate investing inquiries!

Whether you have general real estate investing questions or are seeking specific advice on your actual real estate transactions, our coaches will answer your questions, offer lessons and ideas to help you become successful.

Renatus Community Members receive exclusive call access information via email.

Entrepreneurship  

ELIMINATE the CORPORATE LADDER

One version of the definition of Entrepreneur is:An entrepreneur is a person who has possession of a new enterprise, venture, or idea, and assumes significant accountability for the inherent risks and the outcome. He or she is an ambitious leader who combines land, labor, and capital to often create and market new goods or services.

Business entrepreneurs are viewed as fundamentally important in the capitalistic society. Some distinguish business entrepreneurs as either "political entrepreneurs" or "market entrepreneurs," while social entrepreneurs' principal objectives include the creation of a social and/or environmental benefit.

Entrepreneurship is often a difficult undertaking, as a vast majority of new businesses fail. Nevertheless such undertaking supposes the development of more than just a business venture. Entrepreneurial activities are substantially different depending on the type of organization that is being started. Entrepreneurship ranges in scale from solo projects (even involving the entrepreneur only part-time) to major undertakings creating many job opportunities

IT'S ALL ABOUT   TEAMWORK.....

EXPRESSIVELY ENTREPRENEUR!

While the big boys wait for bailouts, small businesses remain essential to the nation's economic and social fabric.

Over the past 18 months or so, the phrase "too big to fail" has become nearly as universal as "In God we trust." But what about the flip side--is there such a thing as "too small to fail"?

Talk to independent business owners and civic leaders from one end of this country to the other in places like Thomasville, Ga., Columbus, Ind., and Gearhart, Ore., and they'll tell you with certainty that the answer is yes. They'll quickly point out that beyond creating jobs and generating tax revenue, small businesses are essential to the social fabric of towns and cities and foster, in essence, a sense of community. Small businesses support local civic initiatives and open their doors and wallets to charitable events. They are always the first ones to step up to the plate.

Why Entrepreneurs Own 2011

Entrepreneurs have long anchored the economy of this country. Think back to the stories of your fathers, grand-fathers and great-grandfathers. Arriving on this soil with no more than 2 nickels to rub together BUT they had a dream!  They also had needs. This Proud Nation was founded on ENTREPRENEURS: The "Carpenter Family" built homes....the "Miller's" owned the General Store.....and the "Smith Family" serviced the hooves of townfolks horses. Now we find ourselves at the end of 2010, with over 13 MILLION people still out of work, unemployed and in fear of their futures. We have cherished this statement through the past 18 months: This country was founded on small business and it will flourish once again through ENTREPRENEURS.  As experienced and educated business owners with various backgrounds...we have the tools to assist you with CREATING...PLANNING....LEARNING...

STRUCTURING....and GROWING your very own BUSINESS!

Consider Yourself FINANCIALLY LITERATE? How Well Have You Taught Your Children?  We are Teaching Everyone, and a UNIQUE PROGRAM for TEENS is available..........

Dealing With Debt

In spite of the many options available for paying off debt, taking the first steps to a debt-free life can be a challenge in itself. So whether you are trying to improve your money management, having difficulty making ends meet, want to lower your monthly loan payments or just can't seem to keep up with all of your credit card bills, here are some first steps to consider:

·         If there’s equity in your home, consider refinancing your mortgage to pay off your debt OR let us teach you how to INVEST that EQUITY and get that equity building a ROI (return on investment)

·         Make sure you understand the pros and cons of debt consolidation before committing yourself to this option.It is our experience that "debt consolidation programs are generally a bad idea, they can actually do more damage to your credit score than help. 

·         If you’re beyond any of the above steps, seek the help of an attorney or other profesional such as a Real Estate Broker to discuss alternatives and solutions for your particular situation. Be certain that this professional has adequate experience, training and education to give you accurate, solid, up to the date suggestions

·         Once you pay off your debts, be sure to live within your means and use credit cards sparingly to avoid a similar situation in the future. 

Can Delayed Gratification FEEL GOOD?